Frequently Asked Questions

The cards feature PIN technology, a more secure form of payment that requires customers to insert their cards and enter a PIN instead of swiping and signing. PIN cards are used all over the world and have far fewer fraudulent charges.

Target-RedCard

Frequently Asked Questions

Do I need a target RED card?

You might be interested in the REDcard if you shop at Target RedCard or Target.com frequently. You’ll get 5% off, free shipping, exclusive offers and an extended return policy. However, there are exceptions to these benefits and the card can only be used for purchases at Target. Be sure to weigh the pros and cons before making a decision.

How do I get a target RED card?

You can order a Target REDcard credit or debit card in store or online. If you order the debit card at a Target store, you will be asked to present a blank check

Before signing up, however, it’s a good idea to review your options, because not all cash-back credit cards are created equal.

Where can I use my Target REDcard?

Target REDcards can only be used for purchases at Target stores or on Target.com.

Can I withdraw money from my Target REDcard?

With the Target REDcard debit card, you can withdraw up to $40 in cash every 24 hours, with or without a purchase. The credit card does not offer cash withdrawals.

Can Target find my REDcard?

Targeted employees cannot search their REDcard while making a purchase. However, you can register your card in Target’s Cartwheel app and use it to pay for a purchase at checkout.

Does the Target REDcard debit card affect my balance?

No, the Target REDcard debit card withdraws money directly from your checking account, which is not reported to Schufa, therefore does not affect your credibility.